The Himmat Card is a welfare initiative by the Punjab Government aimed at providing financial aid to individuals with disabilities. This program ensures that eligible beneficiaries receive Rs. 10,500 every three months to support their daily needs. If you are a Himmat Cardholder and want to know how to withdraw your funds smoothly, this guide will explain the process in simple and easy steps.
What is the Himmat Card Program?
The Himmat Card Program was launched to offer financial stability to persons with disabilities (PWDs) in Punjab. Initially, 40,000 individuals benefited from the scheme, and in the second phase, the government expanded it to cover 65,000 beneficiaries. The funds are disbursed every three months through an ATM card issued by the Punjab Government, allowing easy withdrawals.
Key Features of the Himmat Card
| Feature | Details |
|---|---|
| Financial Aid | Rs. 10,500 every three months |
| Eligibility | Certified disability status |
| Registration | Online via PWD App or in-person at DHQ hospitals |
| Withdrawal | ATM withdrawals or designated cash centers |
Step-by-Step Guide to Withdrawing Cash Using the Himmat Card
Once you have received your Himmat Card, withdrawing funds is a simple process. Follow these steps to access your money:
1. Find a Bank of Punjab (BOP) ATM
The Himmat Card is primarily compatible with Bank of Punjab (BOP) ATMs. Locate the nearest BOP ATM to withdraw cash.
2. Insert Your Himmat Card
- Place your card into the ATM slot.
- Wait for the machine to recognize it.
3. Enter Your PIN Code
- Input the four-digit PIN that was provided during card activation.
- Ensure that no one is watching while entering your PIN for security purposes.
4. Select ‘Withdrawal’ Option
- Choose the ‘Withdrawal’ option from the on-screen menu.
5. Enter the Withdrawal Amount
- Input the amount you wish to withdraw.
- Ensure the amount does not exceed your available balance.
6. Confirm and Collect Cash
- Verify the transaction details on the screen.
- Once confirmed, collect your cash and take the transaction receipt.
💡 Tip: If you face issues at the ATM, visit the nearest Bank of Punjab branch for assistance.
Who is Eligible for the Himmat Card?
To qualify for the Himmat Card, applicants must meet specific requirements:
- Certified Disability Status – Must have an official disability certificate issued by the Social Welfare Department of Punjab.
- Unemployed Individuals – The applicant should not be employed in any government or private sector job.
- Exclusion from Other Aid Programs – Individuals receiving funds from BISP, Zakat Fund, or Bait-ul-Mal are not eligible.
- PMT Score Requirement – Applicants must have a Proxy Means Test (PMT) score of 45 or below.
- Registered in the Disability Management System – Personal details, including CNIC and disability status, should be updated in the Disability Management and Information System (DMPIS).
These eligibility requirements ensure that financial assistance is provided to those who need it the most.
Also Read: 8070 Web Portal – Check Free Rashan Eligibility Online via CNIC
How to Register for the Himmat Card?
The Punjab Government has made the registration process simple and accessible through two methods:
1. Online Registration via the PWD App
For tech-savvy individuals, online registration is the fastest way to apply.
📲 Steps to Register Online:
- Download the PWD App from the Google Play Store.
- Create an account using your CNIC and contact details.
- Fill out the application form under the “PWD Services” section.
- Schedule a medical check-up for disability verification.
- Once approved, visit the DHQ hospital to collect your Himmat Card.
2. In-Person Registration at DHQ Hospitals
If online registration is not an option, applicants can register at their nearest DHQ hospital.
🏥 Steps for In-Person Registration:
- Visit your nearest DHQ hospital with your CNIC and disability certificate.
- Go to the Himmat Card Help Desk to complete the application process.
- After verification, you will receive your Himmat Card.
Both registration methods ensure that no eligible individual is left out of this financial support program.
Final Thoughts
The Himmat Card is a lifeline for many persons with disabilities in Punjab, providing them with financial independence. With an easy withdrawal process, beneficiaries can access their funds at Bank of Punjab ATMs without hassle. By understanding the eligibility criteria and registration process, individuals can ensure a smooth experience in receiving and withdrawing their financial aid.
Frequently Asked Questions (FAQs)
1. Can I withdraw my Himmat Card funds from any ATM?
No, the Himmat Card is primarily compatible with Bank of Punjab (BOP) ATMs.
2. What should I do if my Himmat Card is lost or stolen?
Immediately report the loss to the Punjab Social Welfare Department or visit the nearest DHQ hospital for assistance.
3. Can I change my PIN for security reasons?
Yes, you can change your PIN at any Bank of Punjab ATM by selecting the PIN Change option.
4. Is there a deadline for registering for the Himmat Card?
There is no official deadline, but it is recommended to register as soon as possible to receive financial aid.
5. What should I do if the ATM does not dispense cash?
Check your account balance, wait a few minutes, and try again. If the issue persists, contact Bank of Punjab customer support.