Owning a motorcycle in Pakistan is now easier than ever with Meezan Bank’s Apni Bike Scheme 2025. This Shariah-compliant financing plan allows individuals to purchase Honda motorcycles on easy monthly installments with zero markup, making it one of the most affordable ways to own a bike.
If you’re looking for an installment plan for Honda bikes, this article covers everything you need to know, including eligibility criteria, available models, installment plans, and how to apply.
What is Meezan Bank Apni Bike Scheme 2025?
The Apni Bike Scheme 2025 is an Islamic bike financing solution offered by Meezan Bank. It operates under Ijarah (leasing), a Shariah-compliant model, enabling individuals to get a Honda bike on easy monthly payments without any interest.
Key Features of Apni Bike Scheme
Meezan Bank’s Apni Bike Scheme offers several benefits:
- ✅ Zero Markup – Pay exactly what the bike costs, with no hidden fees.
- ✅ Flexible Installments – Choose from 12, 24, or 36 months repayment plans.
- ✅ Low Down Payment – Starts at just 15% of the bike’s price.
- ✅ Islamic Insurance (Takaful) – Ensures full protection during the installment period.
- ✅ Direct Debit Payment – Monthly installments are automatically deducted from your bank account.
Eligibility Criteria for Apni Bike Scheme 2025
To apply for Meezan Bank’s Apni Bike Scheme, you must meet the following criteria:
- ✔ Nationality: Must be a Pakistani citizen.
- ✔ Age Limit: Between 20 to 65 years.
- ✔ Minimum Monthly Income: At least PKR 25,000.
- ✔ Down Payment: At least 15% of the bike’s price.
- ✔ Employment Status:
- Salaried Employees – Must provide proof of employment and salary slips.
- Business Owners/Freelancers – Must show income proof and bank statements.
✔ Bank Account: Must have an active account in any Pakistani bank (Meezan Bank preferred).
Also Read: CM Maryam Nawaz Programs: Official Helpline Numbers & Contact Details
Available Honda Bike Models & Installment Plans
Meezan Bank offers financing for various Honda motorcycles under the Apni Bike Scheme 2025. Below are the estimated prices and installment plans:
| Model | Market Price (PKR) | Monthly Installment (24 Months) | Monthly Installment (36 Months) |
|---|---|---|---|
| Honda CD 70 | 157,900 | 7,775 | 5,225 |
| Honda CG 125 | 234,900 | 11,560 | 7,770 |
| Honda CB 125F | 390,900 | 18,980 | 12,750 |
| Honda CB 150F | 493,900 | 23,950 | 16,110 |
📌 Note: Prices may vary based on Meezan Bank’s latest updates and additional charges.
Payment Breakdown for Apni Bike Scheme 2025
Here’s a sample cost breakdown for a Honda CD 70:
- 💰 Bike Price: PKR 157,900
- 💰 Down Payment (15%) = PKR 23,685
- 💰 Processing Fee = PKR 10,000 (Non-refundable)
- 💰 Takaful (Islamic Insurance) = PKR 2,500 – 3,000 (Estimated)
- 💰 Monthly Installment (24 Months) = PKR 7,775
- 💰 Monthly Installment (36 Months) = PKR 5,225
🔹 The total cost remains the same as the original price due to the zero markup financing.
How to Apply for Meezan Bank Apni Bike Scheme 2025?
Applying for the Apni Bike Scheme is easy. Follow these steps:
Step 1: Gather Required Documents
Make sure you have attested copies of the following:
- 📌 CNIC (National Identity Card)
- 📌 Domicile Certificate
- 📌 2 Passport-Sized Photographs
- 📌 Salary Slips (for salaried individuals) or Business Proof (for self-employed individuals)
- 📌 Bank Statements (Last 6 Months)
Step 2: Get the Application Form
You can obtain the Apni Bike Scheme application form from:
- ✔ Meezan Bank Branches – Visit your nearest branch.
- ✔ Meezan Bank Website – Download the form from www.meezanbank.com.
Step 3: Submit Your Application
- ✔ Fill in the application form with accurate details.
- ✔ Attach all required documents.
- ✔ Submit the completed form at your nearest Meezan Bank branch.
Step 4: Approval & Bike Delivery
- ✔ Meezan Bank will review your application and verify the documents.
- ✔ Upon approval, you must pay the down payment and processing fee.
- ✔ Once all formalities are complete, your bike will be delivered, and ownership will be transferred immediately.
Why Choose Meezan Bank Apni Bike Scheme?
There are several reasons why this scheme is a top choice for bike buyers in Pakistan:
- ✅ Shariah-Compliant Financing – Fully Islamic banking solution, no interest involved.
- ✅ No Hidden Fees – The total cost remains the same as the bike’s original price.
- ✅ Affordable Installments – Easy monthly payments with flexible plans.
- ✅ Trusted Bank – Meezan Bank is Pakistan’s leading Islamic bank.
- ✅ Quick & Hassle-Free Process – Simple documentation with fast approval.
Final Thoughts
The Meezan Bank Apni Bike Scheme 2025 provides an affordable and Shariah-compliant way to own a Honda bike. With zero markup financing, low down payments, and flexible installment plans, it’s the best option for those looking to purchase a motorcycle on easy monthly installments.
If you meet the eligibility criteria, apply today and get your Honda bike without any financial burden!
Also Read: Kisan Card Activated: Over 4 Lakh Farmers Benefiting from Rs. 1.5 Lakh Loan
FAQs (Frequently Asked Questions)
1. Is the Apni Bike Scheme 2025 really interest-free?
Yes! This scheme follows Islamic banking principles and operates on the Ijarah model, making it 100% interest-free.
2. Can students apply for the Apni Bike Scheme?
No, you must have a minimum monthly income of PKR 25,000. However, students with part-time jobs meeting this requirement may qualify.
3. How long does the approval process take?
It usually takes a few working days, depending on how quickly your documents are verified.
4. Can I pay off my installments earlier?
Yes, you can pay off your installments early. Contact Meezan Bank for details on prepayment options.
5. Does the scheme cover other bike brands?
No, the Apni Bike Scheme currently only applies to Honda motorcycles.
Shoukitali….honDa.70